Current Rates
Deposit Rates
Rates Effective: October 1, 2024
APY = Annual Percentage Yield.
Rates subject to change without notice.
A penalty may be imposed for early withdrawal
APY = Annual Percentage Yield.
Rates subject to change without notice.
Investments
Certificates of Deposit
| Term | Minimum Balance to Open | Interest Rate (%) | APY (%) |
| 91 Day | $2,500 | 1.00 | 1.00 |
| 6 Month | $2,500 | 3.00 | 3.00 |
| 1 Year | $500 | 4.00 | 4.00 |
| 2 Year | $500 | 2.75 | 2.75 |
| 3 Year | $500 | 3.00 | 3.00 |
| 4 Year | $500 | 1.00 | 1.00 |
| 5 Year | $500 | 1.00 | 1.00 |
| 6 Year | $500 | 1.00 | 1.00 |
| 7 Year | $500 | 1.00 | 1.00 |
| 8 Year | $500 | 1.00 | 1.00 |
| 9 Year | $500 | 1.00 | 1.00 |
| 10 Year | $500 | 1.00 | 1.00 |
In Branch Specials
| Term | Minimum Balance to Open | Interest Rate (%) | APY (%) |
| 6 Month | $5,000 | 4.00 | 4.00 |
| 9 Month | $5,000 | 4.00 | 4.00 |
Premiere Money Market Fund*
| Balance Tier | Balance to Earn Interest | Interest Rate (%) | APY (%) |
| $1,000 - $9,999.99 | $1,000 | 0.05 | 0.05 |
| $10,000 - $24,999.99 | $10,000 | 0.10 | 0.10 |
| $25,000 - $49,999.99 | $25,000 | 0.15 | 0.15 |
| $50,000 + | $50,000 | 0.20 | 0.20 |
Christmas Club Account
| Minimum to Open | Minimum to Earn Interest | Interest Rate (%) | APY (%) |
| $20 | $100 | 0.05 | 0.05 |
*Minimum deposit to open an account is $2,500
*Rate may change after account is opened.
*Fees or other conditions could reduce the earnings on the account.
*Federal Law permits limiting withdrawals by check or electronic means to no more than six per statement cycle. You may make an unlimited number of transactions or transfers in person or at any ATM.
Other Savings & Checking Programs Available
Loan Rates
Rates Effective: March 25, 2025
APR = Annual Percentage Rate.
Rates subject to change without notice.
We have rates available for loans greater than $1,250,000. Please contact our Loan Division at (724) 935-7400 for more information.
Jumbo Rates available with a maximum 80% LTV. All mortgage loans require at least 20% equity. Interest rates for Variable and ARM products may increase after loan origination. Please contact the Loan Division for terms and conditions.
APR's and monthly payments shown above assume a transaction with a $400,000 loan at the fee and term identified for a Conforming loan and $950,000 for a Jumbo loan. All loan terms and conditions are subject to underwriting approval.
If the term is not identified, a 30 year term is assumed. For loan amounts below $75,000 please contact the Loan Division.
APR = Annual Percentage Rate.
Rates subject to change without notice.
First Mortgage Loans - Single Family, Owner Occupied Properties
| Term | Loan Amount | Interest Rate(%) | Points (%) | APR(%) | Payment/$1,000 |
| 10 Yr Conforming | $0 - $806,500 | 5.500 | 0 | 5.896 | $10.85 |
| 15 Yr Conforming | $0 - $806,500 | 5.750 | 0 | 6.034 | $8.30 |
| 20 Yr Conforming | $0 - $806,500 | 6.000 | 0 | 6.230 | $7.16 |
| 25 Yr Conforming | $0 - $806,500 | 6.125 | 0 | 6.323 | $6.52 |
| 30 Yr Conforming | $0 - $806,500 | 6.375 | 0 | 6.555 | $6.24 |
| 1/1 ARM | $0 - $806,500 | Not Currently Offered | See Our Fixed Rate Offerings | ||
| 3/1 ARM | $0 - $806,500 | Not Currently Offered | See Our Fixed Rate Offerings | ||
| 5/1 ARM | $0 - $806,500 | Not Currently Offered | See Our Fixed Rate Offerings | ||
| 7/1 ARM | $0 - $806,500 | Not Currently Offered | See Our Fixed Rate Offerings | ||
| 10/1 ARM | $0 - $806,500 | Not Currently Offered | See Our Fixed Rate Offerings |
Jumbo Loan Rates
| Term | Loan Amount | Interest Rate(%) | Points (%) | APR(%) | Payment/$1,000 |
| 10 Yr Jumbo | $806,501 - $1,250,000 | 5.500 | 0 | 5.854 | $10.85 |
| 15 Yr Jumbo | $806,501 - $1,250,000 | 5.750 | 0 | 6.004 | $8.30 |
| 20 Yr Jumbo | $806,501 - $1,250,000 | 6.000 | 0 | 6.206 | $7.16 |
| 25 Yr Jumbo | $806,501 - $1,250,000 | 6.125 | 0 | 6.302 | $6.52 |
| 30 Yr Jumbo | $806,501 - $1,250,000 | 6.375 | 0 | 6.536 | $6.24 |
| 1/1 ARM | $806,501 - $1,250,000 | Not Currently Offered | See Our Fixed Rate Offerings | ||
| 3/1 ARM | $806,501 - $1,250,000 | Not Currently Offered | See Our Fixed Rate Offerings | ||
| 5/1 ARM | $806,501 - $1,250,000 | Not Currently Offered | See Our Fixed Rate Offerings | ||
| 7/1 ARM | $806,501 - $1,250,000 | Not Currently Offered | See Our Fixed Rate Offerings | ||
| 10/1 ARM | $806,501 - $1,250,000 | Not Currently Offered | See Our Fixed Rate Offerings |
We have rates available for loans greater than $1,250,000. Please contact our Loan Division at (724) 935-7400 for more information.
Jumbo Rates available with a maximum 80% LTV. All mortgage loans require at least 20% equity. Interest rates for Variable and ARM products may increase after loan origination. Please contact the Loan Division for terms and conditions.
APR's and monthly payments shown above assume a transaction with a $400,000 loan at the fee and term identified for a Conforming loan and $950,000 for a Jumbo loan. All loan terms and conditions are subject to underwriting approval.
If the term is not identified, a 30 year term is assumed. For loan amounts below $75,000 please contact the Loan Division.
Home Equity Loans
Home Equity rates quoted are for loan amounts $50,000 and up.
Contact our Loan Division at 724-935-7400 for rates on loan amounts from $5,000-$49,999.
| Type | LTV Ratio | Term | Interest Rate(%) | APR(%) | Payment/$1,000 |
| Fixed Home Equity | Up to 80% LTV - 1ST LIEN | 36 mos | 5.500 | 6.659 | $30.20 |
| 60 mos | 5.750 | 6.477 | 19.22 | ||
| 84 mos | 5.875 | 6.412 | 14.55 | ||
| 120 mos | 6.000 | 6.392 | 11.10 | ||
| 180 mos | 6.125 | 6.405 | 8.51 | ||
| 240 mos | 6.250 | 6.475 | 7.31 | ||
| Up to 80% LTV - 2ND LIEN | 36 mos | 5.500 | 6.659 | 30.20 | |
| 60 mos | 5.750 | 6.477 | 19.22 | ||
| 84 mos | 5.875 | 6.412 | 14.55 | ||
| 120 mos | 6.000 | 6.392 | 11.10 | ||
| 180 mos | 6.125 | 6.405 | 8.51 | ||
| 240 mos | 6.250 | 6.475 | 7.31 |
Home Equity Lines of Credit
| Type | LTV Ratio | Intro Interest Rate (%) | Reg. Interest Rate (%) |
| Home Equity Line of Credit | Up to 75% | 6.95 | 6.95 |
Minimum monthly payment is the greater of $50.00 or 0.2% of the loan's outstanding principal balance, plus interest. *Payments shown based on Introductory Interest Rate.
INTRODUCTORY INTEREST RATE IS GOOD FOR FIRST 12 MONTHS.
Interest rates may be lowered by one-eighth percent (1/8%) if you have automatic payment set up from your West View Savings Bank checking account or you are a member of our Select Service Club (SSC). Call us for details!!
Index used is the prime rate as displayed in the Wall Street Journal. Loans will have a semi-annual adjustment with a lifetime cap of up to 18%. No fixed rate conversion option. Annual maintenance fee is $25.00. Interest rates for Variable and ARM products may increase after loan origination. All loan terms and conditions are subject to underwriting approval.
All Loans subject to credit approval. Additional terms and conditions may apply.
Interest rates on variable rate and ARM products may increase after loan origination.
West View Savings Bank - NMLS #662375