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   RATES


   Rates are subject to change without notice.


   DEPOSIT RATES

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Rates Effective: June 17, 2017                                      APY refers to Annual Percentage Yield
Investments
Product Minimum Deposit Rate (%) APY (%)
Certificate of Deposit      
91 Day $2,500 0.20 0.20
6 Month $2,500 0.45 0.45
1 Year $500 0.60 0.60
2 Year $500 0.90 0.90
3 Year $500 1.20 1.20
4 Year $500 1.20 1.20
5 Year $500 1.45 1.45
6 Year $500 1.45 1.45
7 Year $500 1.45 1.45
8 Year $500 1.45 1.45
9 Year $500 1.45 1.45
10 Year $500 1.45 1.45
 SUMMER SPECIALS      
18 Month  $2,500  1.00%  1.00%
       
A penalty may be imposed for early withdrawal 
Minimum deposit is equal to minimum balance to obtain APY 
Premiere Moneymarket Fund*      
$1,000 - $9,999.99 N/A 0.049 0.05
$10,000 - $24,999.99 N/A 0.059 0.06
$25,000 - $49,999.99 N/A 0.069 0.07
$50,000 + N/A 0.099 0.10
       
 Christmas Club Account  $20  0.03  0.03
*Rate may change after account is opened 
*Fees or other conditions could reduce the earnings on the account 
*Federal Reserve Regulation D limits withdrawals by check or electronic means to no more than six per statement cycle. You may make unlimited number of transactions or transfers in person or at any ATM 
Other Savings & Checking Programs Available 
 
 
 

      


LOAN RATES

Rates Effective: June 23, 2017 APR refers to Annual Percentage Rate.

First Mortgage Loans
Single Family, Owner Occupied Properties
Term Loan Amount Interest Rate(%) Points (%) APR(%) Payment/$1,000
10 Yr Conforming $0 - $424,100 2.875 0 3.085 $9.60
10 Yr Jumbo $424,101 - $650,000 3.00 0 3.115 $9.66
15 Yr Conforming $0 - $424,100 3.00 0 3.146 $6.91
15 Yr Jumbo $424,101 - $650,000 3.125 0 3.206 $6.97
20 Yr Conforming $0 - $424,100 3.375 0 3.493 $5.74
20 Yr Jumbo $424,101 - $650,000 3.50 0 3.567 $5.80
30 Yr Conforming $0 - $424,100 3.75 0 3.838 $4.63
30 Yr Jumbo $424,101 - $650,000 3.875 0 3.926 $4.70
1/1 ARM $0 - $424,100 2.75 0 3.73 $4.09
3/1 ARM $0 - $424,100 3.25 0 3.70 $4.36
5/1 ARM $0 - $424,100 3.375 0 3.68 $4.43
7/1 ARM $0 - $424,100 3.50 0 3.69 $4.49
10/1 ARM $0 - $424,100 3.75 0 3.838 $4.64
 Jumbo Arm          
1/1 ARM $424,101-$650,000 2.875 0 3.70 $4.15
3/1 ARM $424,101-$650,000 3.375 0 3.69 $4.42
5/1 ARM $424,101-$650,000  3.50 0 3.69 $4.49
7/1 ARM $424,101-$650,000  3.625 0 3.72 $4.56
10/1 ARM $424,101-$650,000 3.875 0 3.926 $4.71
Jumbo APR Rates are available, with a maximum 80% LTV. All mortgage loans require at least 20% equity.  The interest rate for Variable  and ARM products may increase after consummation. Please contact the Loan Division for terms and conditions.
All APR's and monthly payments identified above assume a transaction with a $165,000 loan at the fee and term identified for a conventional loan and $424,101 for a Jumbo loan.  All loan terms and conditions are subject to underwriting approval.
If the term is not identified, a 30 year term is assumed. For loan amounts below $75,000 please contact the Loan Division.

 

Home Equity Loans HOME EQUITY RATES QUOTED ARE FOR LOAN AMOUNTS $25,000 AND UP. CONTACT LOAN DIVISION FOR RATES ON LOAN AMOUNTS $5,000-$24,999 AND 81% - 90% LTV. 724-935-7400
Type LTV Ratio Term Interest Rate(%) APR(%) Payment/$1,000
Fixed Home Equity Up to 80% LTV 36 mos 3.375 3.562 $29.25
  1ST LIEN 60 mos 3.50 3.619 $18.20
    84 mos 3.625 3.715 $13.50
    120 mos 3.75 3.817 $10.01
    180 mos 3.875 3.923 $7.34
    240 mos 4.00 4.04 $6.06
  Up to 80% LTV 36 mos 3.625 3.826 $29.36
  2ND LIEN 60 mos 3.75 3.878 $18.31
    84 mos 3.875 3.972 $13.62
    120 mos 4.00 4.072 $10.13
    180 mos 4.375 4.43 $7.59
    240 mos 4.50 4.544 $6.33
           
           
All APR's identified above assume a transaction with a $50,000 loan at the term identified.  All loan terms and conditions are subject to underwriting approval.
The interest rates can be lowered by one-eighth percent (1/8%) if you have automatic payment set up from your West View Savings Bank checking account or you are a member of the Select Service Club (SSC). Call for details!!
PLEASE CONTACT THE LOAN DIVISION AT (724)935-7400 FOR OPEN END AND  CLOSED-END HOME EQUITY LOAN DOCUMENT PREPARATION FEES .

 

Home Equity Line Of Credit Loans
Type LTV Ratio INTRO INTEREST RATE Reg. Interest Rate Payment/$5000  
Equity Line of Credit Up to 80% 3.75

Prime +.125%

$68.23*  
  >80% to 90% 4.75 Prime +1.125% $72.40*  
Payments charged are .2% of principal balance, plus interest. *Payments reflected are based on regular interest rate after promo period. PROMOTIONAL INTRODUCTORY RATE IS GOOD FOR FIRST 6 MONTHS.
The interest rates can be lowered by one-eighth percent (1/8%) if you have automatic payment set up from your West View Savings Bank checking account or you are a member of the Select Service Club (SSC). Call for details!! 
Index used is the prime rate as displayed in the Wall Street Journal. The loan will have a semi-annual adjustment with a lifetime cap of up to 18%.  No fixed rate conversion option.  Monthly payment is .2% of outstanding principal plus interest.  Annual maintenance fee is $25.00 for LTV ratios up to 80%. Maintenance fee of $35.00 for LTV ratios  81% - 90%. The interest rate for Variable and ARM products may increase after consummation.  All loan terms and conditions are subject to underwriting approval.
 All Loans subject to credit approval. Additional terms and conditions may apply.
 Rates may increase after consummation with respect to our variable rate / ARM products
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