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spacer_blackspacer_trans   LOAN PRODUCTS

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West View Savings Bank has a variety of loan products designed to meet your needs. The interest rates and terms available can be viewed on the deposit /loan rates page.

Loan product types include:

Commercial
Mortgage

 

RESIDENTIAL MORTGAGE LOANS

Take advantage of today’s low interest rates:

  • Buy that new home

  • Refinance your existing home loan

  • Build that addition on to your existing home

All can be accomplished through a West View Savings residential mortgage loan. Interest rates can be either fixed or adjustable with a variety of loan terms. Loans are available with a three percent down payment. Please contact the Lending Division to discuss your situation.



HOME EQUITY LOANS

Home Equity loans can be used for a variety of purposes and have the potential for interest expense deductions on your Federal income tax (see your tax advisor for your particular circumstance). You can use the loan proceeds to:

  • Payoff existing debts to lower your interest rate and
    lower your monthly payments

  • Lower the interest rate on an existing mortgage or equity loan

  • Purchase a new vehicle at today’s competitive rate

  • Fund improvements to your home

  • Pay for education needs

  • Provide for those “unexpected” expenses
West View Savings offers both term and line-of-credit home equity loans. Term loans are normally best suited for a specific need or purchase and have a fixed interest rate. Line-of-credit home equity loans offer quick access via check writing.



LINES OF CREDIT

A line-of-credit is as easy to use as writing a check. West View Savings Bank offers a variety of lines of credit; home equity, personal unsecured and commercial. The interest rate will adjust depending upon the prime-lending rate.



AUTOMOBILE LOANS

Now is the time to purchase that new vehicle or lower that interest on your existing auto loan! The Bank offers competitive rates at a variety of terms to meet your budget.

PERSONAL LOANS

Unsecured personal loans are available. West View has both a term and a line-of-credit product available. Interest rates are fixed for term loans and adjustable for the line-of-credit loan.



COMMERCIAL, INVESTMENT AND MULTI-FAMILY REAL ESTATE LOANS

Commercial, Investment, and Multi-family Real Estate Loans are available for either purchase or refinancing of an existing loan. Terms and conditions are determined on a case-by-case basis. Please contact the Lending Division for more details.

SMALL BUSINESS LOANS

Establish or expand on your existing business. Inventory or other forms of collateral can secure loans. Contact our Lending Division to see how we can help.

MORTGAGE AND LOAN PAYMENT FINANCIAL CALCULATORS

Click here to calculate the loan financing amount and payment options

Please Note: The financial calculators should be used for estimation purposes only about your loan payments and does not constitute an offer to extend credit. Your actual payment information may vary. Please contact us for exact payment information.

 
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