First State Bank Sarasota topBanner
New Page 1
Online Banking
Online Banking - Personal
Online Banking - Bill Pay
Deposit Products
Deposit Rates
Deposit Products - Personal Checking
Deposit Products - Business Checking
Deposit Products - CDs/IRAs
Loan Products
Loan Rates
Loan Products - Mortgage
Loan Products - Home Equity
Loan Products - Lines of Credit
Loan Products - Auto/Personal
Loan Products - Commercial
iHELP
Services
Services - ATM/Visa Check Card
Services - Safe Deposit Boxes
Services - Select Service Club
About Us
About Us - Investor Relations
About Us - Financial Information
About Us - ATM/Branch Locations
About Us - Security Statement
about_contact

spacer_blackspacer_trans   DEPOSIT PRODUCTS

New Page 1
Privacy Policy Career Opportunities Home
spacer_trans spacer_trans1

West View Savings Bank has a variety of deposit accounts to meet your personal or business needs. Your checking accounts can be combined with the PULSE ATM Network and Online Banking via the Internet to allow access to your funds 24 hours a day, seven days a week. Interest rates can be viewed on the deposit/loan rates page.

 

   Savings product types include:

VAL-U-CHEQUE – FREE CHECKING

 

An economical account with the freedom to write checks, access your money with your VISA Check Card or online via the Internet.

  • NO minimum balance
  • NO PER CHECK FEES
  • Unlimited check writing
  • ATM/VISA Check Card available
  • Minimum balance required to open is $50.00
  • Safekeeping of cancelled checks
  • Online Banking capabilities

REGULAR CHECKING


This account is flexible, easy to use and offers a variety of features that can save you money.

  • Interest paid on balances of $5,000.00 or more

  • No monthly fee if any one of the following:


    • An average daily balance of $750.00 is maintained
    • An account owner is at least 62 years of age
    • An account owner has $2,500.00 or more in other West View Savings Bank accounts

  • NO PER CHECK FEES
  • Unlimited check writing
  • ATM/VISA Check Card available
  • Minimum balance required to open is $50.00
  • Online Banking capability

 

BUSINESS CHECKING


Consider our business checking to help you to a healthier bottom line.

  • NO PER CHECK CHARGE
  • NO PER ITEM CHARGE ON DEPOSITS
  • No monthly fee if an average daily balance of $1,000.00 is maintained
  • Unlimited check writing
  • ATM/VISA Check Card available
  • Minimum balance required to open is $50.00
  • Online Banking capability

ORGANIZATION CHECKING

We offer your group or organization a convenient, affordable checking account.

  • NO PER ITEM CHARGE
  • NO PER CHECK CHARGE
  • No monthly fee if an average daily balance of $750.00 is maintained
  • Unlimited check writing
  • ATM/VISA Check Card available
  • Minimum balance required to open is $50.00
  • Interest paid on balances of $5,000.00 or more
  • Online Banking capability

PREMIERE MONEYMARKET FUND

  • Provides the benefit of paying a market rate of interest based on your account balance. Minimum balance to earn interest is $1,000.00
  • No monthly fee if a balance of $1,000.00 is maintained
  • Unlimited over-the-counter withdrawals
  • ATM/VISA Check Card available if a checking account is maintained
  • Federal Regulations permit six checks per monthly statement
  • Minimum balance required to open is $2,500.00
  • Online Banking capability


CHECK REORDER ONLINE

If you purchase your checks through West View Savings Bank, you can order your current style and information (no new changes) securely though our online ordering system. Click the Deluxe Check Reorder Link Below!

 

Reorder Deluxe Personal Checks


CERTIFICATES OF DEPOSIT

We offer 91 day and 182 day fixed rate certificates with a minimum balance to open of $2,500.00. We also offer 1 year through 10 year fixed rate certificates, with a minimum balance of only $500.00 to open. Special term certificates may be available from time to time.


Open our 18-month money market certificate with only $500.00 required minimum deposit. Deposits of $500.00 or more can be made at anytime during the term of the certificate. Interest rate is based on the preceding month’s last auction of the 182 day United States Treasury Bill (Auction Average Discount Basis).


For all certificates, penalties may apply for withdrawals prior to maturity.


PASSBOOK SAVINGS ACCOUNTS

Our most popular account provides you with a permanent record of all your transactions in one convenient passbook. No monthly fee if a daily balance of $100.00 is maintained. Interest is paid on balances of $100.00 or more. Minimum balance required to open is $50.00.

 

CHRISTMAS CLUB ACCOUNTS

Start saving for next Christmas by making periodic payments to your account. Interest is paid on balances of $100.00 or more, with a minimum balance required to open of $20.00.

 

TRADITIONAL INDIVIDUAL RETIREMENT ACCOUNTS (IRA)


An IRA may offer you a tax advantage to set aside money for your retirement. Interest earned is tax deferred with no annual fees. Deposits are accepted into any term certificate, passbook savings or Premiere Money Market Fund.

 

ROTH IRA ACCOUNTS


Contributions are not tax deductible, but withdrawals can be tax-free if you wait at least five years after establishing your Roth IRA and you are at least 59 ˝ years of age. There are no annual fees and deposits are accepted into any term certificate, passbook savings or Premiere Money Market Fund.

 

COVERDELL EDUCATION SAVINGS ACCOUNT (ESA)


Set aside funds for a beneficiary’s education. Interest grows tax-free and is not taxed if used for the higher education of the beneficiary. Deposits are accepted into any term certificate, passbook savings or Premiere Money Market Fund.


 

SAVINGS FINANCIAL CALCULATOR


Click here to calculate your investment yield.


Please Note: The financial calculators should be used for estimation purposes only.


 
Welcome to Redstone Bank
Home | Online Banking | Deposit Products | Loan Products | Services | About Us
Financial Calculators | Rates |
Career Opportunities | Contact Us | Locations | Site Map | Privacy Policy
FDIC
 bottom Banner