Savings Account Products

Passbook Savings

This account provides you with a record of all your transactions in a convenient passbook. No monthly service charge if the average daily balance is $100 or more. Interest is paid on balances of $100 or more. Minimum balance required to open is $50.

Christmas Club

Start saving for next Christmas by making periodic deposits to your account. Interest is paid on balances of $100 or more, with a minimum of $20 required to open.

Certificates of Deposit

We offer 91 day and 182 day fixed rate certificates with a minimum balance to open of $2,500.

We also offer 1-year through 10-year fixed rate certificates, with a minimum balance of $500 to open.

Special term certificates or promotions may be available from time to time including special terms and conditions.

For all Certificates of Deposit, penalties may apply for withdrawals prior to maturity.

Traditional Individual Retirement Account (IRA)*

An IRA can offer you tax savings and a way to set aside money for your retirement. Interest earned is tax deferred with no annual fees. Deposits are accepted into any term certificate, passbook savings or Premiere Money Market Fund account.

Roth IRA*

Contributions are not tax deductible, but withdrawals can be tax-free if you wait at least five years after establishing your Roth IRA and you are at least 59 ½ years of age. There are no annual fees and deposits are accepted into any term certificate, passbook savings or Premiere Money Market Fund account.

Coverdell Education Savings Account (ESA)*

Set aside funds for a beneficiary’s education. Interest grows tax-free and is not taxed if used for higher education expenses of the beneficiary. Deposits are accepted into any term certificate, passbook savings or Premiere Money Market Fund account.

* Consult a Tax Advisor

Blue Debit Card

Debit Card

Your WVSB Debit Card offers the convenience of cash and may be used anywhere that VISA™ is accepted!

How Do I Get One?

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Online Banking

WVSB Online Banking gives you secure access to your account any time of day or night!

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