Current Rates

Deposit Rates

Rates Effective: September 14, 2019
APY = Annual Percentage Yield.
Rates subject to change without notice.

Investments

Certificates of Deposit

Term

Minimum Balance to Open

Interest Rate (%)

APY (%)

91 Day

$2,500

0.80

0.80

6 Month

$2,500

1.50

1.50

1 Year

$500

1.75

1.75

2 Year

$500

1.65

1.65

3 Year

$500

1.65

1.65

4 Year

$500

1.65

1.65

5 Year

$500

1.65

1.65

6 Year

$500

1.85

1.85

7 Year

$500

1.85

1.85

8 Year

$500

1.85

1.85

9 Year

$500

1.85

1.85

10 Year

$500

1.85

1.85

In Branch Specials

Term

Minimum Balance to Open

Interest Rate (%)

APY (%)

None at this time

 

 

 

 

 

 

 

A penalty may be imposed for early withdrawal

Premiere Money Market Fund*

Balance Tier

Balance to Earn Interest

Interest Rate (%)

APY (%)

$1,000 - $9,999.99

$1,000

0.05

0.05

$10,000 - $24,999.99

$10,000

0.06

0.06

$25,000 - $49,999.99

$25,000

0.07

0.07

$50,000 +

$50,000

0.10

0.10

Christmas Club Account

Minimum to Open

Minimum to Earn Interest

Interest Rate (%)

APY (%)

 $20

$100

0.05

0.05

*Minimum deposit to open an account is $2,500
*Rate may change after account is opened.
*Fees or other conditions could reduce the earnings on the account.
*Federal Reserve Regulation D limits withdrawals by check or electronic means to no more than six per statement cycle. You may make an unlimited number of transactions or transfers in person or at any ATM.

Other Savings & Checking Programs Available

Loan Rates

Rates Effective: September 10, 2019
APR = Annual Percentage Rate.
Rates subject to change without notice.

First Mortgage Loans - Single Family, Owner Occupied Properties

Term

Loan Amount

Interest Rate(%)

Points (%)

APR(%)

Payment/$1,000

10 Yr Conforming

$0 - $484,350

3.000

0

3.175

$9.66

15 Yr Conforming

$0 - $484,350

3.000

0

3.120

$6.91

20 Yr Conforming

$0 - $484,350

3.375

0

3.473

$5.74

30 Yr Conforming

$0 - $484,350

3.500

0

3.572

$4.49

1/1 ARM

$0 - $484,350

2.875

0

4.642

$4.15

3/1 ARM

$0 - $484,350

3.000

0

4.391

$4.22

5/1 ARM

$0 - $484,350

3.000

0

4.172

$4.22

7/1 ARM

$0 - $484,350

3.125

0

4.037

$4.29

10/1 ARM

$0 - $484,350

3.250

0

3.881

$4.36

Jumbo Loan Rates

10 Yr Jumbo

$484,351 - $650,000

3.000

0

3.094

$9.66

15 Yr Jumbo

$484,351 - $650,000

3.125

0

3.192

$6.97

20 Yr Jumbo

$484,351 - $650,000

3.500

0

3.556

$5.80

30 Yr Jumbo

$484,351 - $650,000

3.625

0

3.666

$4.56

1/1 ARM

$484,351-$650,000

3.000

0

4.626

$4.22

3/1 ARM

$484,351-$650,000

3.125

0

4.392

$4.28

5/1 ARM

$484,351-$650,000

3.125

0

4.183

$4.29

7/1 ARM

$484,351-$650,000

3.250

0

4.065

$4.36

10/1 ARM

$484,351-$650,000

3.375

0

3.923

$4.42

We have rates available for loans greater than $650,000. Please contact our Loan Division for more information.

Jumbo Rates available with a maximum 80% LTV. All mortgage loans require at least 20% equity. Interest rates for Variable and ARM products may increase after loan origination. Please contact the Loan Division for terms and conditions.

APR's and monthly payments shown above assume a transaction with a $165,000 loan at the fee and term identified for a conventional loan and $484,351 for a Jumbo loan. All loan terms and conditions are subject to underwriting approval.

If the term is not identified, a 30 year term is assumed. For loan amounts below $75,000 please contact the Loan Division.

Home Equity Loans

Home Equity rates quoted are for loan amounts $50,000 and up. Contact Loan Division at 724-935-7400 for for rates on loan amounts $5,000-$24,999 and 81%-90% LTV.

Type

LTV Ratio

Term

Interest Rate(%)

APR(%)

Payment/$1,000

Fixed Home Equity

Up to 80% LTV - 1ST LIEN

36 mos

3.500

3.707

$29.30

   

60 mos

3.625

3.756

$18.25

   

84 mos

3.625

3.720

$13.50

   

120 mos

3.625

3.693

$9.95

   

180 mos

3.750

3.799

$7.27

   

240 mos

4.000

4.041

$6.06

 

Up to 80% LTV - 2ND LIEN

36 mos

3.750

3.971

$29.41

   

60 mos

3.875

4.015

$18.36

   

84 mos

3.875

3.977

$13.61

   

120 mos

3.875

3.948

$10.07

   

180 mos

4.000

4.052

$7.40

   

240 mos

4.250

4.294

$6.19

APR's shown above assume a transaction with a $50,000 loan for the term shown. All loan terms and conditions are subject to underwriting approval.

Interest rates can be lowered by one-eighth percent (1/8%) if you have automatic payment set up from your West View Savings Bank checking account or you are a member of our Select Service Club (SSC). Call us for details!!

Please contact the Loan Division at (724)935-7400 for open end and closed-end Home Equity Loan document preparation fees.

Home Equity Line Of Credit Loans

Type

LTV Ratio

Intro Interest Rate (%)

Reg. Interest Rate (%)

Payment/$5,000*

Equity Line of Credit

Up to 80%

3.500

Prime +.125

$64.58

Equity Line of Credit

> 80% to 90%

5.000

Prime +1.125

$70.83

         

Minimum monthly payment is the greater of $50.00 or 0.2% of the loan's outstanding principal balance, plus interest. *Payments shown based on Introductory Interest Rate. INTRODUCTORY INTEREST RATE IS GOOD FOR FIRST 6 MONTHS.

Interest rates may be lowered by one-eighth percent (1/8%) if you have automatic payment set up from your West View Savings Bank checking account or you are a member of our Select Service Club (SSC). Call us for details!!

Index used is the prime rate as displayed in the Wall Street Journal. Loans will have a semi-annual adjustment with a lifetime cap of up to 18%. No fixed rate conversion option. Annual maintenance fee is $25.00 for LTV ratios up to 80%. Maintenance fee of $35.00 for LTV ratios 81% - 90%. Interest rates for Variable and ARM products may increase after loan origination. All loan terms and conditions are subject to underwriting approval.

All Loans subject to credit approval. Additional terms and conditions may apply.

Interest rates on variable rate and ARM products may increase after loan origination.

 

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